Privacy Policy

Effective: 2026-10-14

What you type in

All calculations run in your browser. The income and spending you enter are never sent to our servers. To save you retyping, calculators keep your inputs in your own browser’s localStorage; clear your browser data at any time to remove them.

Analytics

We may use Cloudflare Web Analytics to count page views. It uses no cookies and does not track individuals.

Advertising

This site may show ads through Google AdSense. Google and its partners may use cookies to serve ads based on your visits to this and other sites. You can turn off personalised ads in Google’s Ad Settings: adssettings.google.com

Paid products

The toolkit is sold through a third-party platform (such as Payhip). Payment details are handled by that platform and its payment providers; we never see your card details.

Personal data

We handle any personal data in line with Malaysia’s Personal Data Protection Act 2010 and do not sell personal data.