YA2026
RM10,000
YA2027 (Proposed)
RM10,000
What qualifies?
- Treatment of serious illnesses (cancer, heart disease, kidney failure, stroke, Parkinson’s, chronic liver disease, etc.).
- Fertility treatment for you or your spouse.
- Vaccinations: sub-limit RM1,000 (from YA2026 all NPRA-registered vaccines).
- Dental examination and treatment: sub-limit RM1,000.
- Full check-ups, mental-health checks/consultations, diagnostic tests and self-monitoring devices: sub-limit RM1,000.
- Diagnosis, early intervention and rehab for children ≤18 with learning disabilities (autism, ADHD, GDD…): up to RM10,000 from YA2026.
YA2026 sub-limits
- Serious illness, fertility treatment : shares the RM10,000 overall limit
- Learning disability (child ≤18): diagnosis & rehab : RM10,000
- Vaccination (all NPRA-registered vaccines) : RM1,000
- Dental examination & treatment : RM1,000
- Check-up, mental health, tests, self-monitoring devices : RM1,000
Tips
- Before year-end: flu jabs, dental scaling and check-ups for the family — three RM1,000 sub-limits, RM3,000 in total.
- Blood-pressure monitors, glucose meters and thermometers count under the check-up sub-limit.
- Proposed from YA2027: adds postnatal / confinement care (RM3,000) and absorbs breastfeeding equipment.
Records to keep
Receipts; doctor’s certification for serious illness.
What’s changing
- YA2026: From YA2026: all NPRA-registered vaccines qualify; learning-disability cap raised from RM6,000 to RM10,000.
- YA2027: Renamed "Health & Well-being": adds postnatal care (RM3,000); breastfeeding equipment merged in.
How much tax does the full RM10,000 save?
Single, no bonus, basic reliefs only. Tax saved ≈ amount claimed × your marginal rate.