SSPN education savings YA2026: RM8,000 limit — what qualifies?

What qualifies?

• Net deposits into PTPTN’s national education savings scheme (SSPN Prime / SSPN Plus).

Tips

• Deposits made by 31 Dec count for this year — the money stays yours, saved for your child’s education.
• If you withdraw in the same year, only the net amount counts.
• The takaful portion of SSPN Plus is not a deposit.

Records to keep

SSPN annual statement.

How much tax does the full RM8,000 save?

Single, no bonus, basic reliefs only. Tax saved ≈ amount claimed × your marginal rate.