YA2026
RM4,000
YA2027 (Proposed)
RM4,000
What qualifies?
- Medical insurance (medical cards) and education insurance.
- For yourself, your spouse or children.
Tips
- Separate from life insurance: RM3,000 life + RM4,000 medical/education.
Records to keep
Annual premium statement from the insurer.
How much tax does the full RM4,000 save?
Single, no bonus, basic reliefs only. Tax saved ≈ amount claimed × your marginal rate.