YA2026
RM4,000
YA2027 (Proposed)
RM4,000
What qualifies?
- Employee EPF contributions (mandatory or voluntary) or other approved schemes.
Tips
- Earning above roughly RM3,000 a month? Your mandatory EPF already exceeds RM4,000 — this relief is usually full.
- Extra voluntary EPF can also go under the RM3,000 life-insurance relief.
- Self-employed or freelancers can use it through i-Saraan voluntary contributions.
Records to keep
EPF statement or payslips.
How much tax does the full RM4,000 save?
Single, no bonus, basic reliefs only. Tax saved ≈ amount claimed × your marginal rate.